New Yorkers who are struggling financially are all too familiar with harassing creditor calls, letters and other collection efforts. By speaking with an experienced Queens debt relief attorney and filing for bankruptcy, however, you can put an immediate halt to all collection efforts.
Get peace of mind and relief from your stress by speaking with attorney Regina Alberty today about your financial situation. With over 25 years of bankruptcy law experience, lawyer Alberty can provide honest, helpful advice on how to regain financial independence and obtain fresh start.
Stop Creditor Phone Calls With a Forest Hills Lawyer on Your Side
An “automatic stay” goes into effect immediately when you file for bankruptcy protection. The automatic stay forbids your credit card company, collections representatives, your mortgage company and all other lenders from contacting you in any form. Examples of efforts that must stop include:
- Phone calls
- Collection letters
- Foreclosure proceedings
- Evictions (in most cases)
- Wage and bank account garnishments
- Utility disconnections
As your attorney, all communications from your creditors must go directly through Regina Alberty. It is important to inform your attorney if a creditor attempts to contact you in any way. There are harsh penalties for violating the automatic stay and attorney Alberty will work quickly to hold them accountable.
How Long Will the Automatic Stay Last?
While creditors often attempt to have the automatic stay lifted, it typically stays in effect until you receive your discharge at the end of your bankruptcy proceedings. By that time most debts are wiped away and there are few, if any, remaining debts left for creditors to collect, such as student loans, child and spousal support obligations, unpaid taxes, and secured debts.
Contact a Forest Hills Bankruptcy Attorney
The Law Office of Regina Alberty offers free initial consultations to bankruptcy clients. Divorce clients are offered an initial consultation for a nominal fee of $50. To schedule your consultation, you may call locally at 718-261-7200 or toll free at 866-574-1065. You may also contact the firm online.
La abogada habla español fluentemente.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.